Softonic review

Kredit Cerdas: Instant Cash Loan App Overview

Kredit Cerdas is a financial application designed for iPhone users seeking quick and flexible cash loans. It offers a straightforward application process with fast approval times, ensuring that users can access funds when they need them. The app provides a range of loan products, allowing users to borrow amounts from ₹10,000 up to ₹8,500,000 with varying repayment options tailored to individual needs.

One of the key benefits of Kredit Cerdas is its competitive interest rates, with a maximum annual percentage rate (APR) of 18.25%. Users can select loan tenures ranging from 120 to 365 days. The app prioritizes data security with 256-bit SSL encryption, ensuring that all transactions are secure and user information remains confidential. Kredit Cerdas is available to all Indian citizens aged 18 to 60 with a stable income and valid documentation.

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App specs

Program available in other languages



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Laws concerning the use of this software vary from country to country. We do not encourage or condone the use of this program if it is in violation of these laws.
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Your review for Kredit Cerdas-Instant Cash App
Softonic

In Softonic we scan all the files hosted on our platform to assess and avoid any potential harm for your device. Our team performs checks each time a new file is uploaded and periodically reviews files to confirm or update their status. This comprehensive process allows us to set a status for any downloadable file as follows:

Clean

It’s extremely likely that this software program is clean.

What does this mean?

We have scanned the file and URLs associated with this software program in more than 50 of the world's leading antivirus services; no possible threat has been detected.

Warning

This software program is potentially malicious or may contain unwanted bundled software.

Why is the software program still available?

Based on our scan system, we have determined that these flags are possibly false positives.

What is a false positive?

It means a benign program is wrongfully flagged as malicious due to an overly broad detection signature or algorithm used in an antivirus program.

We’d like to highlight that from time to time, we may miss a potentially malicious software program. To continue promising you a malware-free catalog of programs and apps, our team has integrated a Report Software feature in every catalog page that loops your feedback back to us.

Flag any particular issues you may encounter and Softonic will address those concerns as soon as possible.